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Legislative Update: The Clarifying Commercial Real Estate Loans Act

Tuesday, November 28, 2017   (0 Comments)
Posted by: Chip Deale
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In the final November post on the ACMA Community Blog, Fellow Ken Miller writes about the mid-November voice-vote approval by the U.S. House of Representatives of H.R. 2148, the Clarifying Commercial Real Estate Loans Act, as amended.

Miller notes that the legislation (which now moves to the U.S. Senate) is designed to amend the Federal Deposit Insurance Act to clarify capital requirements for certain acquisitions, development or construction loans. H.R. 2148 seeks to change the current definition of high volatility commercial real estate (HVCRE). It also aims to broaden the types of equity that can be used to meet capital requirements.

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